Notes and Essays
Payments, fintech infrastructure, technology, markets, and ideas worth revisiting.
Payments, fintech infrastructure, technology, markets, and ideas worth revisiting.

AI coding is making it possible for regular people to turn ideas into working software, businesses, tools, and services by simply describing what they want.
A personal rant on artificial intelligence, the old sci-fi warnings of Skynet and rogue machines, and why local models may matter more than we think.
What if the Big Bang was like launching an old compressed computer file, unpacking into galaxies, planets, civilizations, and everything we call reality?
Unlimited OCR from Baidu is an open-source local document parser that turns PDFs into Markdown and works to preserve the structure and meaning inside complex pages.
I found a Kimi Swarm use case called The Impact No. 01, a beautiful mechanical document editor with assembly, cutaway, sound, and tactile typing.
Book-to-skill turns books, PDFs, manuals, and document collections into reusable agent skills that can be invoked while you work.
Jeremy Rifkin’s Third Industrial Revolution talk is the kind of lecture that rewards repeat viewing, especially for anyone thinking about energy, entropy, technology, and the future.
Omarchy is DHH’s beautiful, modern, opinionated Linux environment built around Arch, and it is making computing feel playful and exciting again.
A purchasing-power chart shows why people in inflation-hit markets treat stablecoins and cross-border rails as a way to preserve what they already earned.
A useful GitHub find: attorney-drafted open-source legal templates for startups and technology companies, released under a CC0 license.